Star Hospital Cash Insurance Plan
Star Hospital Cash Insurance provides a daily cash benefit to cover incidental expenses during hospitalization that are not covered by your regular health insurance. This includes costs like travel, food, and other miscellaneous expenses incurred due to illness or injury requiring hospital admission. It offers financial support on a lump-sum basis for each day of hospitalization.
Eligibility
- Adults aged between 18 and 65 years.
- Dependent children from 91 days to 25 years who are economically dependent on their parents.
- Family coverage includes self, spouse, and up to 3 dependent children.
Policy Features
- Available on an individual or family floater basis.
- Policy terms of 1, 2 or 3 years.
- Two plan options: Basic Plan and Enhanced Plan.
- Hospital Cash Amount per day varies based on plan and age.
- Hospital Cash payable for a chosen number of days per policy year (from 30 up to 180 days depending on plan).
Coverage Benefits
- Lump-sum daily cash benefit during hospitalization due to illness, sickness, or injury.
- Supports incidental expenses like travel, stay, and food not covered under health insurance.
Sum Insured Options
- Basic Plan offers daily cash benefits ranging from Rs. 1,000 to Rs. 3,000.
- Enhanced Plan offers higher daily benefits ranging from Rs. 3,000 to Rs. 5,000.
- Choice of coverage days ranges from 30 to 180 days per year, depending on plan.
Premium Details
- Premiums depend on the number of insured family members, sum insured, and policy term.
- Premium rates increase with age and coverage amount.
- Both Individual and Floater basis premium options available.